@futurebird @silvermoon82 I've been trying to work out where GNU Taler sits in this zone: banks have KYC requirements which preclude some innovative stuff.
Maybe the trick would be to set up a fiscal edge node: i.e. a credit union which had the situational awareness and expertise to handle integrating and also working with free software people.
And that'd be a great hobby to do with all our free time and money! /s